Financial Advisor & Tax Accountant,
Sr. Executive Planner & Founder of Multop Financial

Founder - Phillip E. Multop

Phillip E. Multop

Education Background

  • Bachelor of Arts-Accounting/Business
    Western Washington University; Bellingham, WA 1976
  • Certified Public Accountant- 1980 Exam
  • Master of Science- Taxation
    Golden Gate University; Seattle, WA 1988
  • Completed 2-year C.F.P. Program
    College of Certified Financial Planners; Denver, CO 1997

On a Personal Note…

Phil has a full resume of civic and church duties in Whatcom County. He served as a City Councilman in Everson for ten years. He spent five years on the Law Enforcement Officers and Fire Fighters Pension Board and has served as a Board member for the Red Cross.  Phil has a 20 year military service history. In 1972 he received an Honorable Discharge from the U.S. Air Force after serving four years of active duty, and in 1991 he retired with Honorable Discharge from the Air National Guard – 16 years in Combat Communications & Quality Control.

Mission Statement & Philosophy on Service

“To gain quality clients and keep them for life is our company mission. We do this by getting to know the values and goals of each client.  We tailor financial solutions to fit specific needs.  We empower, educate, and encourage every staff member to aim for excellence.  We believe in developing trust through exceptional service.  Our top priority is to show respect and gratitude for the business, trust and confidence placed with our firm.”


  • Certified Financial Planner
  • Certified Public Accountant
  • Masters Degree in Taxation
  • Personal Financial Specialist
  • Enrolled Agent with the IRS
  • Accredited Tax Advisor


  • Tax Accounting
  • Estate Planning
  • Investment Strategies
  • Investment Analysis
  • Income Tax Minimization

Phil is an active member in the following organizations:

American Institute of Certified Public Accountants

Washington Association of Accountants

Financial Planning Association

Certified Financial Planner Board of Standards

National Association of Enrolled Agents