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On December 19th, 2019, the U.S. Senate approved a bill called the Setting Every Community Up for Retirement Enhancement Act or the SECURE Act which became law on January 1st, 2020. This bill includes significant provisions to improve the state of retirement security for all Americans by helping you gain increased access to tax-advantaged accounts […]
Due to the current global pandemic, numerous businesses have been seriously affected and either had to downsize by laying off employees or even close their doors permanently. This is especially true for organizations that were experiencing significant financial issues prior to the pandemic. Unfortunately, Alcoa’s Intalco Works aluminum smelter near Ferndale in Whatcom County is […]
Steve Seymour is one of those few fortunate souls who has managed to spend his life doing exactly what he enjoys. His love for the sea led him to leave sunny Southern California in his 20s and relocate to wetter Northern California in order to pursue Fisheries Biology. And in the 1980s, he became involved […]
Who doesn’t look forward to their “Golden Years”? We can’t wait to be free of the shackles of work and finally relax and enjoy our life! Well, unless you are extremely wealthy and have numerous sources of income that will continue flowing even after your retirement, you need to take the time to plan carefully […]
At Multop Financial, we believe that retirement planning was “once a luxury for a few, now a necessity for all.” Naturally, this means that you need to understand that you have to keep in mind that saving money should be one of your top priorities – which is something many people don’t really want to […]
Multop Financial is pleased to announce the affiliation with Clarity Capital Management in Kent, WA. Together with our new partners and new president Matthew Bumstead, owner of Clarity Capital, we have assembled a trusted team of consummate independent financial advisors who can provide you with the resources and services essential for a stable financial future. […]
Deciding when to apply for your Social Security benefits is not as simple as it may seem. For the average retiree, Social Security consists of a large portion of his or her income so it’s important for you to take time and ideally consult a retirement planning advisor who will help you make more appropriate decisions […]
No matter how well you think you are prepared for the retirement milestone, you really won’t understand how much your life will change unless you experience it first hand. Nevertheless, it doesn’t hurt to listen to the advice of individuals who have been retired for some time and, of course, your trusted financial advisors who […]
A business blooms in Alaska… Seven years ago, when Vanessa Berg’s daughter was getting ready for a September wedding, they had their hearts set on peony flowers to be the floral theme. They soon realized that this specific flower could not be found easily during the fall since typical blooming season ends in the summer. […]
Safe Withdrawal Rates Withdrawing the right amount of money from savings and retirement accounts is one of the most important retirement planning criteria that needs to be addressed. Take too much and you break your piggy bank. Take too little and you leave some lifestyle opportunities on the table. You need to get as close […]
