It is not uncommon to want to pass a home full of fond family memories down to your children and keep it in the family for future generations to enjoy it in the same way that you did. To fill it with their family and continue creating warm memories. When you get down to the […]
Back in the mid-90’s the rule of thumb for retirement planning was the Four Percent Rule. This rule was authored in 1994 by a financial advisor, basically stating that retirees should plan to withdraw about four percent from their retirement funds per year to live on with an inflation adjustment each year. This was projected […]
Federal Reserve Officials are planning to keep loan interest rates historically low and near zero through at least 2023. This is a tactic to hopefully help the rest of the economy back to full strength after the recession caused by the pandemic brought things to slump. All of this was communicated in their September policy […]
Most of us like to believe that our parents will always remain the strong and vibrant individuals we remember from our childhood. It’s not easy to accept that one day we may have to take on the role of our aging parents’ caregivers. However, it is a fact of life that many of us will […]
On May 13th, 2019, Governor Jay Inslee signed the law that would make Washington the first state in the U.S. to establish a program to help offset the costs of long-term care (LTC). The program provides Washingtonians with a lifetime benefit of up to $36,500 to pay for the long-term care costs of individuals who […]
Summer is a spectacular time of year to spend time outdoors. Washington state is blessed with outdoor recreational opportunities for just about anyone. After having to spend most of our time indoors due to “Stay Home, Stay Healthy” in order to help our state limit the spread of COVID-19, we all deserve some time in […]
On December 19th, 2019, the U.S. Senate approved a bill called the Setting Every Community Up for Retirement Enhancement Act or the SECURE Act which became law on January 1st, 2020. This bill includes significant provisions to improve the state of retirement security for all Americans by helping you gain increased access to tax-advantaged accounts […]
Due to the current global pandemic, numerous businesses have been seriously affected and either had to downsize by laying off employees or even close their doors permanently. This is especially true for organizations that were experiencing significant financial issues prior to the pandemic. Unfortunately, Alcoa’s Intalco Works aluminum smelter near Ferndale in Whatcom County is […]
Steve Seymour is one of those few fortunate souls who has managed to spend his life doing exactly what he enjoys. His love for the sea led him to leave sunny Southern California in his 20s and relocate to wetter Northern California in order to pursue Fisheries Biology. And in the 1980s, he became involved […]
Who doesn’t look forward to their “Golden Years”? We can’t wait to be free of the shackles of work and finally relax and enjoy our life! Well, unless you are extremely wealthy and have numerous sources of income that will continue flowing even after your retirement, you need to take the time to plan carefully […]
